once an account is opened, there are no fees on RM0 balances. However, Raiz charges RM1.50 per month for accounts with a balance under RM6,000, and 0.30% per year (charged monthly, computed daily), for accounts with a balance of RM6,000 and over.
https://www.soyacincau.com/2020/07/25/pnb-raiz-app-save-and-invest-from-every-debit-card-transaction/
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so about 6 bucks AUD pa. Once I found it I sold. See my post at link below with some back of the envelope numbers from a few months back.
https://hotcopper.com.au/posts/46825127/single
once an account is opened, there are no fees on RM0 balances....
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