Ann: Quarterly Activities Report and Appendix 4C - March 2019, page-47

very hard to predict the direction for credible but the only thing we are pretty solid about is there is a strong pipeline of growth with the personal loan and mortgage space. They don’t have any online platform competitors at this stage either so they have a first mover advantage. They also have a chunk of cash still readily available so no placements for some time unless a stakeholder comes in and partners with us which is something management would have to be agreeable on. It’s looking good. I hope the quarterly beats our expectations.