Er, tell me then oh wise oracle, what details I got incorrect in my post? Where my assumption was "that everyone was in the that boat"?
I did actually reference the concession card benefit value here:
"and if you add in $2000-$3000 tops for associated pensioner concessions".
And I'll pass on your suggestion to read up on it as I have already spent several years attaining a licence to operate in the industry as a CFP which most would consider a more substantive understanding than "thin".
I think my knowledge and understanding are just fine thank you all the same.
If you're disappointed that my post did not offer "very deep understanding" then the hot copperchat forum may not be your best source of information.
