Bell Porter reiterate buy, page-43

"Unfortunately, Harvey Norman does not accept Afterpay financing."

Well it's their loss and this statement alone may be the catalyst for the slow decline of HVN. IMO
I must say I haven't shopped their in a year or so, I shop only where Afterpay is offered.
I don't want to take 3 years paying off a fridge, but 2 months works for us.
My wife and I have transacted over 10K this year alone in APT.
What's each APT customer worth to the company?
well we've earnt them $250 based on their 2.5% nett goal, so over 10 years that's $2,500
so what's a billion customers world wide worth to the company?
we are talking trillions here, do the math IMO DYOR


ps the ship has sailed for of dodgy finance companies charging 20%+ interests, the next generation are too smart for that as they have witnessed their parents suffer from them IMO DYOR