I’d consider myself a millennial. Back when I was growing up all my friends would blow all their money as teenagers. Once we were over 18 a few of my friends got into massive credit card debts.
There’s so many reasons to spend money these days... girlfriends/boyfriends, dating, luxury goods, everyone wants to show off on social media it seems.
BNPL is so much easily accessible compared to CC and with a growing population I can see more and more gen z gen y, millennials become more in debt because of the above reasons. To me it looks obvious but obviously dyor. BNPL is the future but with the accessibility comes higher risks when I signed up there wasn’t any stringent KYC like they do with setting up a CC.
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I’d consider myself a millennial. Back when I was growing up all...
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