20% is contingency so $18M is a lot of "room" for worst case.
Im guessing the remaining costs would depend on the loan loan structure. Given the risk environment Banks line fee's for example are up over 2% so that is $1.2M per year before interest as well. So over the payback period it adds up to me as worst case. Plenty of upside there also depending on the final loan structure.
General comments/chat, page-32851
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