Well, is there? Is it wise to incentivise people to spend money...

Well, is there?

Is it wise to incentivise people to spend money on goods and services or the claims on those goods and services? What happens when people are incentivised to spend on goods and services? What happens when they are incentivised to chase the claims? The answer is found in your figure.

I don't say it; his investment performance [*] says it.
Remember?

[*] Of course, we still have not been able to locate any official performance numbers for him; we merely had to work from some unverified figures quoted in a media article

Is intelligence and wisdom based solely on a mans ability to earn a quid?

Can any mug earn a quid?