APT 0.00% $66.47 afterpay limited

market unsure, page-113

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    This may be offered at various retailers in to the future - though its not a new concept.

    Store credit has been an alternative to laybuy over the years, however will generally come with high interest rates/fees/higher price than if you paid upfront.

    The risk would also then be on the vendor, which means costly systems/checks would have to be setup prior to offering such a service. It is here that APT has quite the beautiful model - allowing retailers/vendors to avert credit risk & allowing greater sales & turnover.
 
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Currently unlisted public company.

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