Yeah - usually the goals are set based on the assumptions that...

Yeah - usually the goals are set based on the assumptions that are pre-set and don't take into account the real (negative) things that can occur on the journey.

Flexibility is a great trait to have in all aspects of life. In investing it is critical.

Property and shares are great vehicles to use to obtain financial stability and freedom but it is usually a long process and must be attacked in a balanced way. Debt is an important part of the process early on but don't take on too much that it;

- can take you out of the game early
- does not become the only thing in your life that you focus on
- becomes a burden and inhibits flexibility of actions

Wealth created over time consistently and surely tends to be permanent in my experience.

all the best