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News: APT PayPal Australia takes on Afterpay with no-late fee 'buy now, pay later' offer, page-54

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pastperformer

7,946 Posts.

2431

14/07/21

12:02

Post #: 54492374
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Originally posted by JoeGambler: ↑

@pastperformer , consumers are going to have yet another BNPL option to use, its not a good thing for APT. Apple can leverage it large Apple Pay user base. Sure APT has a shopping app, data and a large user base, however its core product is still just high interest lending paid indirectly. A good app and offering more services in one place is a competitive advantage, bit that can be replicated with enough money. If there are dozens of providers of this service, some with enourmous user bases and no additional fees to marchant, that is bad for APT's fees.

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Until you understand the JOURNEY a consumer and a merchant takes, you won't understand what you are actually talking about.

Understand the Journey then come and talk to me. (Hint, think of the network effects)

Your post brings up the same useless points that others were brining up 12 months ago when Paypal launched. You don't get the bigger picture.

APT Price at posting: $109.02 Sentiment: Buy Disclosure: Held
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