owning a home doesn't buy happiness, page-41

Small percentage face this scenario , you are right it is gut wrenching , however by far the majority benefit from home ownership. Even driving a car is gut wrenching when in fatal car accident , however that does not prevent the vast majority
enjoying the benefits of driving.

Sometimes a loss in business, circumstances or illness happens
and I can tell you from bitter experience I appreciated the equity I had in my home to face the adverse circumstances.