>While we are looking at the bad debts in relation to NTR, a funder would be looking at the total transactions.
Exactly, because that's what matters.
There are a lot of complaints about management as it relates to funding, but it would be decidedly poor management to take a bad funding deal out of deference to shareholders. Sure they could probably get funding right now but at what cost? Likely a longer contract at a higher interest rate. Not a good deal.
>The increase in staff does make me think that they must be anticipating funding to become available soon in my opinion.
This isn't a strict BNPL company, they have need for other staff to do stuff.
Why does a BNPL company need IDSB MORE than they need 21 million dollars for funding BNPL? That makes no sense.
https://govinsider.asia/digital-economy/how-this-tool-is-helping-malaysia-towards-a-cashless-government-omran-bin-omar-muhamad-shukri-bin-ramli-kpkt/#:~:text=Malaysia%20in%20particular%20is%20working,public%20sector%20reach%20this%20goal.
This is why. Time is of the essence for IOU.
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