Average return really does depend when you bought in. People who...

Average return really does depend when you bought in. People who bought in 2007 when the market was around 6700 have lost a bit over 20% of their capital over 8 years if they're in line with market performance. The return they would have received from dividends would put them just in front over that period on an overall basis. For Sydney property, if you bought 3 years ago, you're up on average about 50% on capital gain.

Reaper.