I got an excellent deal years ago on what I can acces as well as very low fees based on my very high turnover at the time.
It would be very difficult for me to get a similar deal now based on my current turnover, but they have left me with those benefits I guess for my loyalty, but also for a still reasonably high anual turnover (I actually got a very nice Christmas gift from them as well so they must still appreciate my business).
All I can suggest is you push your provider to the max for more for your money, but what they will give you will depend on what you are worth to them based on your turnover.
Don't hesitate to ask around for a better deal. Everything is negotiable-especially fees if you have a reasonable turnover.
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