"...unless you have a big fat tax bill you need to reduce...

"...unless you have a big fat tax bill you need to reduce some..."

That is a acceptable point.

We always need a big fad tax. If MBN could not help you for that, what else should you get? Sometimes we just lose something but we should have the gain for our tax benefi.

We should care about the fat lady but our money management. That is our gain should be always higher than our loss. If we fail to do so we would fail financially in life.