You are wasting your time CDT 82, @pintohoo is not accountant, but brainwashed communist.
He doesn't have clue what is talking about, ( my wife laughed about his arrogant crap, she is apart of housewife CFO, CPA )
https://www.cpaaustralia.com.au/professional-resources/financial-planning/smsf-advice
PS:
IMO from personal experience it is much easier to do transactions if property is commercial.
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