Just talking in terms of deposit/money in the bank, Government guarantee on deposit up to $250k
While backs like to hold your money they treat you better if you owe them money and you make the regular payments
They are also well aware that it costs them more to attract a new customer than retain an existing customer, since it's so much easier to switch banks these day people should not shy away from demanding more from banks and threaten to take their business else where
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Just talking in terms of deposit/money in the bank, Government...
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