I appreciate the compliment. To be honest it does frustrate me...

I appreciate the compliment. To be honest it does frustrate me at first but it's a good thing that's it's online and I have time to consider my response. A friend of mine once said to me, "Reacting is your emotions and responding is your logic".

If I went off the handle every time I reacted to something I didn't like I don't believe I would be received in the way that I'd like. When I respond, I use intellect and as you say, thoughtfulness. This gives me power.

Who am I to tell someone what they should think about me or the company? I can put out there my experiences, my opinions and my actions but it's really up to other people what they do with it.

I'm happy that I'm not alone in my belief in IOU. As I mentioned yesterday, the growth has already started. IOU have hooks in the merchant side and the consumer side. So we'll let this play out and in my opinion, get the results we've been anticipating.