I think of it this way, let's say management focused efforts on expansion and moved into Indonesia. They had the same growth as we've seen in Malaysia except it's now happening in two places. Let's say all the third party integrations were up and running. Management focused all funds on BNPL and didn't buy IDSB. If all that played out I still don't think $58m would have gone far enough.
What's the threshold to get a funding facility? We don't know why they haven't been successful. Is it because they haven't operated long enough to know what bad debts look like in real terms?
I think of it this way, let's say management focused efforts on...
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