I agree that ISX and Plaid are not the same, but who knows what direction ISX or Plaid will go in the future. Fintech companies will change as they grow.
From the Plaid website:
https://plaid.com/use-cases/banking/
https://plaid.com/use-cases/consumer-payments/
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Ann: ASX Query Letters re ISX suspension & termination by Visa, page-318
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